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We are excited to announce Citizens Digital, coming in August, which will improve your online banking experience.

Overdraft Protection

Citizens State Bank offers its customers Sweeps and Stretch credit lines to protect against overdrafts.

Overdraft Line of Credit

Overdraft credit lines are a form of pre-approved credit attached to a checking account to cover periodic overdrafts. Some interest and fees apply.
Download App lication - PDF


Sweeps transfer funds from another Citizens State Bank account to cover an overdraft amount.
Download Applicatio n  - PDF