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Overdraft Protection

Citizens State Bank offers its customers Sweeps and Stretch credit lines to protect against overdrafts.

Overdraft Line of Credit

Overdraft credit lines are a form of pre-approved credit attached to a checking account to cover periodic overdrafts. Some interest and fees apply.
Download Application - PDF


Sweeps transfer funds from another Citizens State Bank account to cover an overdraft amount.
Download Applicatio n  - PDF