Skip Nav
Second Draw PPP Application is now live! Click here!

Home Mortgages

Why mortgage or refinance with Citizens?

Buying and selling a home or refinancing can be hard and stressful. We know because we have been there ourselves. The loan process can seem daunting and overwhelming but, at Citizens State Bank, we're here to make sure the process goes smoothly and quickly with the least amount of stress as possible because we provide responsive, no-hassle financing to each and every one of our customers. Each employee takes pride in our mission to provide an experience like no other at every step of the mortgage process. Our decisions are local, which cuts down on the approval process tremendously, and our loans are not sold like other institutions so you will always be a part of the Citizens family!

 

So, if you're looking for a bank that provides superior hometown community service and doesn't treat its customers as a number, Citizens State Bank is the financial institution for you! Click 'Apply Now' for more information, pre-qualify, or to start the loan process right away.

 

 

 

 

 

We offer all types of home mortgages, including:

Meet our mortgage team!

Mike Stangl

VP – Mortgage Lending, NMLS#604713

Location: La Crosse, WI

(608) 785-2265

Email Me

Read Bio
Leah Jacobs

AVP | Mortgage Loan Officer/General Manager, NMLS#400826

Location: Onalaska, WI

(608) 783-2646

Email Me

Read Bio
Lisa Lien

AVP | Mortgage Loan Officer/General Manager, NMLS#402402

Location: Clayton, WI

(715) 948-2142

Email Me

Read Bio
Sue Nelson

AVP | Mortgage Loan Officer/General Manager, NMLS#643310

Location: Eau Claire, WI

(715) 832-2265

Email Me

Read Bio
Abby Norland

GM | Mortgage Loan Officer, NMLS#1522437

Location: La Crosse, WI

(608) 785-2265

Email Me

Read Bio

What Our Clients Say About Us

This is how banking should be done. Fun, personable, professional, and in touch with your needs. Don’t even get me started on the app, it’s just awesome! I have business and personal accounts at Citizens and appreciate all that the staff does for me.

Justin Pretasky

Best bank by far! Excellent employees!

Milt Schmidt

Citizens goes above and beyond. Always helpful and friendly staff!

Holli Ludlow