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Home Mortgages

Why mortgage or refinance with Citizens?

Buying and selling a home or refinancing can be hard and stressful. We know because we have been there ourselves. The loan process can seem daunting and overwhelming but, at Citizens State Bank, we're here to make sure the process goes smoothly and quickly with the least amount of stress as possible because we provide responsive, no-hassle financing to each and every one of our customers. Each employee takes pride in our mission to provide an experience like no other at every step of the mortgage process. Our decisions are local, which cuts down on the approval process tremendously, and our loans are not sold like other institutions so you will always be a part of the Citizens family!

 

So, if you're looking for a bank that provides superior hometown community service and doesn't treat its customers as a number, Citizens State Bank is the financial institution for you! Click 'Apply Now' for more information, pre-qualify, or to start the loan process right away.

 

 

 

 

 

We offer all types of home mortgages, including:

Mortgage Calculator

Meet our mortgage team!

Mike Stangl

VP – Mortgage Lending, NMLS#604713

Location: La Crosse, WI

(608) 785-2265

Email Me

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Sue Nelson

AVP – Mortgage Loan Officer/General Manager, NMLS#643310

Location: Eau Claire, WI

(715) 832-2265

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Dallas Solfest

General Manager NMLS#885433

Location: Clayton, WI

(715) 948-2142

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Jeremy Pronschinske

Mortgage Loan Officer, NMLS#1920396

Location: La Crosse, WI

(608) 785-2265

Email Me

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What Our Clients Say About Us

Everyone is beyond helpful, knowledgeable and always have a smile. The bank is bright, friendly and they always offer you the best coffee. Great place!

Elaine

I've been meaning to switch from Wells Fargo for years and I'm so glad I picked Citizens. From the staff to the interior design, the place has personality. Local discounts are included with the "get more" checking account, and of course the free coffee is always a plus. This place is so much more than just a bank.

Taylor

Great service. Every time I go in it's like I'm talking to my family instead of a business. Always fast and reliable and are able to help my with any problem. The app is awesome as well. The Coffee is also amazing, cold, or hot, cream or black, you can get whatever your heart desires.

Zackary