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Home Equity Lines of Credit

Home equity lines of credit and second-mortgage loans help the equity in your home work for you. The variable interest rate on these loans is generally tax deductible. Call one our loan officers to get information on rates and fees, or email the application below to


Download Application - PDF

What Our Clients Say About Us

This is how banking should be done. Fun, personable, professional, and in touch with your needs. Don’t even get me started on the app, it’s just awesome! I have business and personal accounts at Citizens and appreciate all that the staff does for me.

Justin Pretasky

Best bank by far! Excellent employees!

Milt Schmidt

Citizens goes above and beyond. Always helpful and friendly staff!

Holli Ludlow