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Minor Savings

There has never been a better time to join Zeus and the Smart Savers in their quest to teach children to save. Children of all ages can benefit from a Minor Savings account at Citizens State Bank. This account pays one of the highest yields in the country. It highlights fun incentives to encourage children to save, including monthly activity sheets available at all offices. Take an active role in speaking with your child about their savings goals.

Minor Savings

Open a Minor Savings account and teach your child to save with a high earning savings account. 


*Annual Percentage Yield.
Interest is paid monthly with no monthly fees. $10 minimum to open an account. One minor account per Social Security number. APY* is good as of Sept. 16, 2020, and the rate may change at any time.


Smart Savers Club

(14 & Under)

When opening a Minor Savings account, your child automatically becomes a member of our Smart Savers Club. As a Smart Saver, your child will receive:

The minor must be present at the time of deposit to receive a punch and a prize.


Coloring Contest

Celebrate Teach Children to Save Day all year long with Zeus! Complete this coloring page and bring it to Citizens State Bank for $10 towards a new Minor Savings account and a chance to win a scooter and helmet in our coloring contest!


Already a Smart Saver? Great! Stop in anytime during May to get double punches on your Smart Savers punch card, and make sure to complete the coloring page for your chance to win. We will be announcing the winner of the coloring contest on May 28, 2021, so make sure to turn in your coloring pages to your local Citizens State Bank office.


 Choose your office and print!


What Our Clients Say About Us

This is how banking should be done. Fun, personable, professional, and in touch with your needs. Don’t even get me started on the app, it’s just awesome! I have business and personal accounts at Citizens and appreciate all that the staff does for me.

Justin Pretasky

Best bank by far! Excellent employees!

Milt Schmidt

Citizens goes above and beyond. Always helpful and friendly staff!

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