Skip Nav

Minor Savings

There has never been a better time to join Zeus and the Smart Savers in their quest to teach children to save. Children of all ages can benefit from a Minor Savings account at Citizens State Bank. This account pays one of the highest yields in the country. It highlights fun incentives to encourage children to save, including monthly activity sheets available at all offices. Take an active role in speaking with your child about their savings goals.

Minor Savings

Open a Minor Savings account and teach your child to save with a high-earning savings account. 


• 2.50% interest rate, 2.53% APY*
• Account earns current Minor Savings account
   APY* on balances up to $10,000.00, a portion of
   balance over $10,000.00 will earn current APY* 
   of a regular savings account
• Interest is compounded monthly with statements.
• $10 initial deposit required
• For children 17 years old or younger
• One minor account per child


*Annual percentage yield. $10 minimum to open an account. Offer valid on new accounts only. For children 17 years of age and younger. Interest is paid monthly with no monthly fees. APY rate is good as of April 14, 2022, and may change at any time. Promo code 4205


Smart Savers Club

(14 & Under)

When opening a Minor Savings account, your child automatically becomes a member of our Smart Savers Club. As a Smart Saver, your child will receive:

The minor must be present at the time of deposit to receive a punch and a prize.

What Our Clients Say About Us

Outstanding service, great atmosphere! Look forward to years of being a customer!


The dogs and I enjoy our trips to the bank. They get treats and I get my iced hazelnut coffee! Seriously through, the team inside know my husband and me by name and they often have our transitions completed (and my drink made) before I even get there. It's the personal touches that really make it for us.


Very lovely people always a great experience. They make you feel like family. Also they make everything easy. Wonderful entablement. Five Stars.