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Account Comparison

Compare all of the accounts we offer to see what works best for you!

Account Type
Opening Deposit
Minimum Balance
Service Fees
Business Free
• Business debit card
• Anywhere banking tools***
• Overdraft protection*
$5.00 MONTHLY AND $0.35 per item if account goes over 100 items. (ATM, ACH, items deposited and checks written).
Regular Business Checking
• Fees are offset by an earnings credit
• Business debit card
• Anywhere banking tools***
• Overdraft protection*
Yes, earning credit calculation is applied against the monthly service charges.
$7.50 MONTHLY. $0.15 fee per item (ATM, ACH, point of sale and checks written).
Business NOW
• Business debit card
• Anywhere banking tools***
• Overdraft protection*
• Offered to sole proprietors and non-profits only
$1000 to waive fee
$5.00 MONTHLY and $0.25 fee per check if account falls below $1000 minimum.
Business Savings
• Anywhere banking tools***
• No fee for transfers
• Auto transfers can be set up
• No fee for falling below minimum
Variable interest paid quarterly on balances over $100.
$100 to earn interest
No fee for falling below minimum balance.
Money Market
• Anywhere banking tools***
• Interest paid with monthly statement
• Six withdraws per month**
Variable tiered rate.
$5.00 MONTHLY. Fee waived if minimum balance met.

*Free overdraft protection when linked to a regular business savings account **Maximum of six withdrawals to include: Online banking transfers, ACH debits, ODP sweeps, phone transfers, checks written to third parties ***Anywhere banking tools include: Citizens Digital (online banking, mobile banking, bill pay, debit card, phone banking and E-Statements)

What Our Clients Say About Us

Very friendly staff from the moment I walked in. Dallas was very professional, knowledgeable and had me in and out fast!

Flo-Rite Exteriors & Seamless Gutters LLC

Thank you to Jared who has been phenomenal to work with! Jared stepped in to help on of our clients to secure financing for a commercial construction project. He went above and beyond with his communication between the client and our construction company as well as going above and beyond with his efforts to secure financing. Without Jared stepping in I don't know if this project would have been made possible. We look forward to continuing to refer Jared to future clients!

Marawood Construction

We recently just closed on a commercial loan from Jesse at Citizens! What a great experience! Of the two prior houses I have owned and the hassle it was to purchase them, I figured getting a commercial loan was going to be even worse. But that was not the case, Jesse made it SO easy from start to finish and helped us along the way. We can't wait to do our next loan through Citizens and grow our relationship with the wonderful staff in their office! Thanks for the smooth transaction, looking forward to the next!

Riverland Rentals