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Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Personal Loans

Do you need money? Apply for a personal loan with a Citizens State Bank banker! Buy a house, refinance, consolidate debt, help to pay for school, or whatever your financial needs are. 

Overdraft Protection Loan
Keeping Your Accounts Protected

Overdraft credit lines are a form of pre-approved credit attached to a checking account to cover periodic overdrafts. Some interest and fees apply. Simply complete and return the application or talk with your banker or loan officer to see how you can qualify!

Installment Loans
Auto, Recreational, & Personal Loans

Whether you’re purchasing a car or consolidating your debt, Citizens State Bank’s installment loans are a great place to start! Simply complete and return the application or call one of our loan officers to learn more!

 

Calculate Your Monthly Car Payment

Home Mortgages
We have options for everyone

Home mortgage options include:

  • Purchase Loans
  • First-Time Home Buyers
  • Refinancing
  • Construction

Call one of our loan officers to learn more. They will help determine the best option for you based on your needs.

Student Loans
Learn More About Sallie Mae

Are you applying to college and wondering how to pay for it? The Citizens State Bank Smart Option Student Loan by Sallie Mae helps bridge the gap between federal loans and the additional cost of your education expenses. Visit Sallie Mae’s website to learn more!

What Our Clients Say About Us

Citizens State Bank is seriously awesome!! Walking in you wouldn’t ever believe it’s a bank.
The atmosphere and positive attitudes of everyone makes my day!

Outstanding service, great atmosphere!
Look forward to years of being a customer!

Citizens State Bank is seriously awesome!! Walking in you wouldn’t ever believe it’s a bank.
The atmosphere and positive attitudes of everyone makes my day!

This bank is by far the best experience I have ever had with dealings with banks!!
I will refer citizens to anyone!