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Personal Loans

Do you need money? Apply for a personal loan with a Citizens State Bank banker! Buy a house, refinance, consolidate debt, help to pay for school, or whatever your finance needs are. 

Installment Loans
We are here to help

Whether you’re purchasing a car or consolidating your debt, Citizens State Bank’s installment loans are a great place to start! Call one of our loan officers to learn more, or download the application and fax or email it to us!

Home Mortgages
We have options for everyone

Home mortgage options include:

  • FHA
  • Mortgages for first-time home buyers
  • Purchase loans
  • Refinancing
  • USDA
  • VA

Call one of our loan officers to learn more. They will help determine the best option for you based on your needs.

Student Loans
Learn More About Sallie Mae

Are you applying to college and wondering how to pay for it? The Citizens State Bank Smart Option Student Loan by Sallie Mae helps bridge the gap between federal loans and the additional cost of your education expenses. Visit Sallie Mae’s website to learn more!

What Our Clients Say About Us

Everyone is beyond helpful, knowledgeable and always have a smile. The bank is bright, friendly and they always offer you the best coffee. Great place!


I've been meaning to switch from Wells Fargo for years and I'm so glad I picked Citizens. From the staff to the interior design, the place has personality. Local discounts are included with the "get more" checking account, and of course the free coffee is always a plus. This place is so much more than just a bank.


Great service. Every time I go in it's like I'm talking to my family instead of a business. Always fast and reliable and are able to help my with any problem. The app is awesome as well. The Coffee is also amazing, cold, or hot, cream or black, you can get whatever your heart desires.