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Personal Loans

Do you need money? Apply for a personal loan with a Citizens State Bank banker! Buy a house, refinance, consolidate debt, help to pay for school, or whatever your finance needs are. 

Installment Loans
We are here to help

Whether you’re purchasing a car or consolidating your debt, Citizens State Bank’s installment loans are a great place to start! Call one of our loan officers to learn more, or download the application and fax or email it to us!

Home Mortgages
We have options for everyone

Home mortgage options include:

  • FHA
  • Mortgages for first-time home buyers
  • Purchase loans
  • Refinancing
  • USDA
  • VA

Call one of our loan officers to learn more. They will help determine the best option for you based on your needs.

Student Loans
Learn More About Sallie Mae

Are you applying to college and wondering how to pay for it? The Citizens State Bank Smart Option Student Loan by Sallie Mae helps bridge the gap between federal loans and the additional cost of your education expenses. Visit Sallie Mae’s website to learn more!

What Our Clients Say About Us

Outstanding service, great atmosphere! Look forward to years of being a customer!


The dogs and I enjoy our trips to the bank. They get treats and I get my iced hazelnut coffee! Seriously through, the team inside know my husband and me by name and they often have our transitions completed (and my drink made) before I even get there. It's the personal touches that really make it for us.


Very lovely people always a great experience. They make you feel like family. Also they make everything easy. Wonderful entablement. Five Stars.