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Personal Loans

Do you need money? Apply for a personal loan with a Citizens State Bank banker! Buy a house, refinance, consolidate debt, help to pay for school, or whatever your finance needs are. 

Installment Loans
We are here to help

Whether you’re purchasing a car or consolidating your debt, Citizens State Bank’s installment loans are a great place to start! Call one of our loan officers to learn more, or download the application and fax or email it to us!

Home Mortgages
We have options for everyone

Home mortgage options include:

  • FHA
  • Mortgages for first-time home buyers
  • Purchase loans
  • Refinancing
  • USDA
  • VA

Call one of our loan officers to learn more. They will help determine the best option for you based on your needs.

Student Loans
Learn More About Sallie Mae

Are you applying to college and wondering how to pay for it? The Citizens State Bank Smart Option Student Loan by Sallie Mae helps bridge the gap between federal loans and the additional cost of your education expenses. Visit Sallie Mae’s website to learn more!

What Our Clients Say About Us

This is how banking should be done. Fun, personable, professional, and in touch with your needs. Don’t even get me started on the app, it’s just awesome! I have business and personal accounts at Citizens and appreciate all that the staff does for me.

Justin Pretasky

Best bank by far! Excellent employees!

Milt Schmidt

Citizens goes above and beyond. Always helpful and friendly staff!

Holli Ludlow