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CitizensEXP

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The Citizens EXPerience in an EXPress way!

Have you always wanted a banking experience like no other with value-added services, however, are you not near one of our amazing offices, or cannot find the time to visit? With CitizensEXP you can open a checking account in less than 10 minutes to find out why we are one of the Top Rated Banks in the country. We understand the #1 reason someone doesn’t switch banks is due to the hassle, so we make it easy! Don't worry, it's safe and secure. 😀

Not only do we make it easy, but we will even put more money in your pocket with Get More™ checking. Check out the many great perks below, which can save you thousands! What are you waiting for?

Click here to get started! If you have any questions, please call us at (608) 785-2265. Our EXPerts are always happy to help!

What Our Customers Say About Us

Awesome people to work with! Very friendly and willing to help!! They also check in on you over the phone or email to make sure everything goes well! Just awesome people!!!

This is the future of banking with
a business model that sells itself. It is dedicated to the customer and gives us something back.
Jordan and Lou are fun to talk with and represent the company in a professional yet fun manner.

I don't just see them as my bank...I see them as my friends. Always willing to help and they are all so friendly. I love Citizens Bank.

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Does your account come with ID theft aid? Do you pay each month for Roadside Assistance?

A checking account with perks!

Great interest on your checking balance

Great interest on your checking balance

When you maintain a minimum balance of $1,500.

Cell phone protection ¹ ²

Cell phone protection ¹ ²

Receive up to $600 per claim ($1,200 per year) if your cell phone is broken or stolen.

Roadside assistance

Roadside assistance

Available 24/7 and free to use, up to $80 in covered service charges.

ID theft aid ¹ ² ³

ID theft aid ¹ ² ³

Includes payment card fraud resolution, $2,500 in identity theft benefit, identity restoration, identity monitoring, and credit monitoring.

Shop local, save local with BaZing savings

Shop local, save local with BaZing savings

Local discounts and national retailer deals to save you money on shopping, dining, travel and more.

Colectivo Coffee & beverages

Colectivo Coffee & beverages

Proudly serving Colectivo Coffee, along with a variety of other beverages, free with our Get More™ Checking! Stop in daily at any of our lobbies or swing through our drive-thrus for yours. Running a little late? Call our local office, ask to speak to a CER, and put your coffee order in! It's that easy with Citizens! The average person spends over $1100 a year on coffee!

$10,000 Travel Accidental Death Coverage ²

$10,000 Travel Accidental Death Coverage ²

Peace of mind for the unexpected.

Health Savings Card

Health Savings Card

Save money on prescriptions, eye exams, frames, lenses and hearing services.

Anywhere banking tools

Internet banking, mobile banking, bill pay, debit card, and E-Statements.

Enroll in E-Statements and avoid $2 monthly paper statement fee

Receive your account E-Statement notification in your email every month.

Maintain a $1,500 minimum balance, and we’ll waive the $8 monthly membership fee.

¹ Cell phone protection and personal identity theft benefit are subject to additional terms and conditions.
² Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
³ Identity and credit monitoring require additional activation to begin.

A checking account with perks!

Cell phone protection ¹ ²

Cell phone protection ¹ ²

Receive up to $600 per claim ($1,200 per year) if your cell phone is broken or stolen.

Roadside assistance

Roadside assistance

Available 24/7 and free to use, up to $80 in covered service charges.

ID theft aid ¹ ² ³

ID theft aid ¹ ² ³

Includes identity restoration & payment card resolution, personal identity theft benefit, credit monitoring & credit report, credit score, and identity monitoring.

Shop local, save local with BaZing savings

Shop local, save local with BaZing savings

Local discounts and national retailer deals to save you money on shopping, dining, travel and more.

Colectivo Coffee & beverages

Colectivo Coffee & beverages

Proudly serving Colectivo Coffee, along with a variety of other beverages, free with our Get More™ Checking! Stop in daily at any of our lobbies or swing through our drive-thrus for yours. Running a little late? Call our local office, ask to speak to a CER, and put your coffee order in! It's that easy with Citizens! The average person spends over $1100 a year on coffee!

$10,000 Travel Accidental Death Coverage ²

$10,000 Travel Accidental Death Coverage ²

Peace of mind for the unexpected.

Health Savings Card

Health Savings Card

Save money on prescriptions, eye exams, frames, lenses and hearing services.

Anywhere banking tools

Internet banking, mobile banking, bill pay, debit card, and E-Statements.

Enroll in E-Statements and avoid $2 monthly paper statement fee

Receive your account E-Statement notification in your email every month.

Only a $6 monthly membership fee.

¹ Cell phone protection and personal identity theft benefit are subject to additional terms and conditions.
² Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
³ Identity and credit monitoring require additional activation to begin.

Basic Checking

Just the basics.

Anywhere banking tools

Internet banking, mobile banking, bill pay, debit card and E-Statements.

Enroll in E-Statements and avoid $2 monthly paper statement fee

Receive your account E-Statement notification in your email every month.

Maintain a $100 minimum balance, and we’ll waive the $7 monthly fee.

What Our Clients Say About Us



Citizens State Bank is seriously awesome!! Walking in you wouldn’t ever believe it’s a bank.
The atmosphere and positive attitudes of everyone makes my day!



Outstanding service, great atmosphere!
Look forward to years of being a customer!



Citizens State Bank is seriously awesome!! Walking in you wouldn’t ever believe it’s a bank.
The atmosphere and positive attitudes of everyone makes my day!



This bank is by far the best experience I have ever had with dealings with banks!!
I will refer citizens to anyone!