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We are excited to announce Citizens Digital, coming in August, which will improve your online banking experience.

WE CARE Charitable Money Market Deposit Account

Our WE CARE Charitable Money Market account was created to benefit non-profit organizations with an annual donation made by Citizens State Bank, based on the average year-to-date balance of our WE CARE customers' accounts.


  • $2,500 minimum deposit
  • $5.00 service charge if balance falls under minimum 
  • Maximum six withdrawals to include: Internet banking transfers, ACH debits, ODP sweeps, phone transfers, checks written to third parties
  • Interest paid with monthly statement
  • Interest rate tiered based on account balance
  • Free Internet banking
  • Free mobile app with mobile deposit
  • Free E-Statements

How to become eligible for our approved non-profit list:

  • Open and maintain a business account at Citizens State Bank as your non-profit's main operating account OR maintain a savings account with a balance of $50,000 or more
  • Provide proof of non-profit 501(c)(3) status
  • Provide operating agreement, articles, and/or minutes stating who can act on behalf of your non-profit

What Our Clients Say About Us

This is how banking should be done. Fun, personable, professional, and in touch with your needs. Don’t even get me started on the app, it’s just awesome! I have business and personal accounts at Citizens and appreciate all that the staff does for me.

Justin Pretasky

Best bank by far! Excellent employees!

Milt Schmidt

Citizens goes above and beyond. Always helpful and friendly staff!

Holli Ludlow

Solid financial choices for all of life's moments

Compare Our Savings Options