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We are excited to announce Citizens Digital, coming in August, which will improve your online banking experience.

Smart Savers Club

There has never been a better time to join Zeus and the Smart Savers in their quest to teach children to save. Children of all ages can benefit from a Minor Savings account at Citizens State Bank. This account pays one of the highest yields in the country. It highlights fun incentives to encourage children to save, including monthly activity sheets available at all offices. Take an active role in speaking with your child about their savings goals.


Smart Savers Club

(14 & Under)

When opening a Minor Savings account, your child automatically becomes a member of our Smart Savers Club. As a Smart Saver, your child will receive:

  • A Smart Savers card to record deposits made into their savings account.
  • A punch on their Smart Savers card for each deposit made into their account along with a small prize.
  • A large prize once ten (10) deposits are made.
  • Fun Smart Savers activity sheets to help the minor become familiar with the general concepts of saving and banking.

The minor must be present at the time of deposit to receive a punch and a prize.

Note: The minor must be present at the time of the deposit to receive a punch and a prize.

What Our Clients Say About Us

This is how banking should be done. Fun, personable, professional, and in touch with your needs. Don’t even get me started on the app, it’s just awesome! I have business and personal accounts at Citizens and appreciate all that the staff does for me.

Justin Pretasky

Best bank by far! Excellent employees!

Milt Schmidt

Citizens goes above and beyond. Always helpful and friendly staff!

Holli Ludlow

Solid financial choices for all of life's moments

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