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Minor Savings

Have you been talking to your child about saving money? Children of all ages can benefit from a Minor Savings account at Citizens State Bank! This account pays one of the highest yields in the country. There are a number of fun incentives included in this account to encourage children to save, with monthly activity sheets available at all offices.


  • $10 initial deposit
  • On balances up to $10,000, account earns current APY* of a Minor Savings account. On balances over $10,000, a portion of the balance will earn current APY* of a regular savings account.
  • Interest compounded monthly with monthly statements
  • Must be under the age of 18 to qualify for this account
  • One minor account per child

*Annual percentage yield. For children 17 years of age and younger. Interest is paid monthly with no monthly fees. $10 minimum to open account. APY* is good as of April 26th, 2018, and rate may change at any time.

What Our Clients Say About Us

This is how banking should be done. Fun, personable, professional, and in touch with your needs. Don’t even get me started on the app, it’s just awesome! I have business and personal accounts at Citizens and appreciate all that the staff does for me.

Justin Pretasky

Best bank by far! Excellent employees!

Milt Schmidt

Citizens goes above and beyond. Always helpful and friendly staff!

Holli Ludlow

Solid financial choices for all of life's moments

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