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Basic Savings

  • $100 initial deposit with a required $100 continual minimum balance to earn interest.
  • Interest compounded quarterly with combined quarterly statements.
  • Free Internet Banking.
  • Free ATM card.
  • Free ATM access to terminals using the Money Pass network.
  • Individual retirement account options: IRA savings accounts - available for traditional or Roth - with variable rate and interest paid quarterly.
  • Health savings accounts: with variable rate and interest paid quarterly. A free checking account is tied to the HSA savings account with free debit card available. A $25.00 set up fee and cost of checks. No monthly fees. Monthly statements.

What Our Clients Say About Us

Citizens State Bank is seriously awesome!! Walking in you wouldn’t ever believe it’s a bank.
The atmosphere and positive attitudes of everyone makes my day!

Outstanding service, great atmosphere!
Look forward to years of being a customer!

Citizens State Bank is seriously awesome!! Walking in you wouldn’t ever believe it’s a bank.
The atmosphere and positive attitudes of everyone makes my day!

This bank is by far the best experience I have ever had with dealings with banks!!
I will refer citizens to anyone!

Solid financial choices for all of life's moments

Compare Our Savings Options