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Basic Savings

  • $100 initial deposit with a required $100 continual minimum balance to earn interest.
  • Interest compounded quarterly with combined quarterly statements.
  • Free Internet Banking.
  • Free ATM card.
  • Free ATM access to terminals using the Money Pass network.
  • Individual retirement account options: IRA savings accounts - available for traditional or Roth - with variable rate and interest paid quarterly.
  • Health savings accounts: with variable rate and interest paid quarterly. A free checking account is tied to the HSA savings account with free debit card available. A $25.00 set up fee and cost of checks. No monthly fees. Monthly statements.

What Our Clients Say About Us

Everyone is beyond helpful, knowledgeable and always have a smile. The bank is bright, friendly and they always offer you the best coffee. Great place!


I've been meaning to switch from Wells Fargo for years and I'm so glad I picked Citizens. From the staff to the interior design, the place has personality. Local discounts are included with the "get more" checking account, and of course the free coffee is always a plus. This place is so much more than just a bank.


Great service. Every time I go in it's like I'm talking to my family instead of a business. Always fast and reliable and are able to help my with any problem. The app is awesome as well. The Coffee is also amazing, cold, or hot, cream or black, you can get whatever your heart desires.


Solid financial choices for all of life's moments

Compare Our Savings Options