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Basic Savings

  • $100 initial deposit with a required $100 continual minimum balance to earn interest.
  • Interest compounded quarterly with combined quarterly statements.
  • Free Internet Banking.
  • Free ATM card.
  • Free ATM access to terminals using the Money Pass network.
  • Individual retirement account options: IRA savings accounts - available for traditional or Roth - with variable rate and interest paid quarterly.
  • Health savings accounts: with variable rate and interest paid quarterly. A free checking account is tied to the HSA savings account with free debit card available. A $25.00 set up fee and cost of checks. No monthly fees. Monthly statements.

What Our Clients Say About Us

This is how banking should be done. Fun, personable, professional, and in touch with your needs. Don’t even get me started on the app, it’s just awesome! I have business and personal accounts at Citizens and appreciate all that the staff does for me.

Justin Pretasky

Best bank by far! Excellent employees!

Milt Schmidt

Citizens goes above and beyond. Always helpful and friendly staff!

Holli Ludlow

Solid financial choices for all of life's moments

Compare Our Savings Options