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Positive Pay

What Is Positive Pay?

Positive Pay is a fraud prevention service designed to help businesses detect and stop suspicious check activity before funds leave their account.

When your business issues checks, you provide your bank with a list of approved check details.

 

How Positive Pay Helps Protect Your Business
Positive Pay adds an additional layer of security by helping identify potential issues before a transaction is completed—helping protect your business from fraud and unauthorized transactions.
Altered Checks
Altered Checks
Identify checks that may have been modified after issuance, including changes to payee names or dollar amounts.
Counterfeit Checks
Counterfeit Checks
Detect checks that were not issued by your business but are presented for payment.
Duplicate Checks
Duplicate Checks
Help prevent multiple payments from being processed for the same check.
Unauthorized Check Activity
Unauthorized Check Activity
Monitor for suspicious transactions and activity that does not match your issued check records.

Take a Proactive Approach to Fraud Prevention

Check fraud continues to evolve, making prevention more important than ever. Positive Pay provides businesses with a simple yet effective way to strengthen account security and reduce the risk of loss.

 

 If you are ready to set your business up for success and would like a Treasury Management proposal, call and ask to speak to a Treasury Management Specialist in La Crosse at 608-785-2265 or send an email to treasurymanagement@citizensstatebank.us.

 

Call Treasury Management         Send Email

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What Our Clients Say About Us

Working with Abby Norland at Citizens Bank was an exceptional experience. Abby consistently demonstrated a high level of professionalism and dedication, ensuring all transactions and inquiries were handled efficiently and accurately. Her friendly demeanor and willingness to go above and beyond made interactions not only productive but also genuinely enjoyable. Abby's expertise and customer-focused approach significantly
enhanced my overall banking experience.

The Good Fight Community Center

Very friendly staff from the moment I walked in. Dallas was very professional,
knowledgeable and had me in and out fast!

Flo-Rite Exteriors & Seamless Gutters LLC

Thank you to Jared who has been phenomenal to work with!
Jared stepped in to help on of our clients to secure financing for a commercial construction project. He went above and beyond with his communication between the client and our construction company as well as going above and beyond with his efforts to secure financing. Without Jared stepping in I don't know if this project would have been made possible.
We look forward to continuing to refer Jared to future clients!

Marawood Construction

We recently just closed on a commercial loan from Jesse at Citizens! What a great experience! Of the two prior houses I have owned and the hassle it was to purchase them, I figured getting a commercial loan was going to be even worse. But that was not the case, Jesse made it SO easy from start to finish and helped us along the way. We can't wait to do our next loan through Citizens and grow our relationship with the wonderful staff in their office! Thanks for the smooth transaction, looking forward to the next!

Riverland Rentals

If you aren't banking with Citizens State Bank, you need to! From the teller gals in the Onalaska branch to Jesse Storandt in the La Crosse bank; they all amazing! Citizens has provided me the best banking experience I have ever had from personal accounts to my business account. Can't recommend them enough!

Kurt Pfaff Insurance