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Teach a Child to Save Tips

Posted on April 13, 2026

Teach a Child to Save Tips

Teaching a Child to Save Starts Sooner Than You Think

What if saving money felt exciting to your child instead of something they’re told to do? That’s the difference between teaching and engaging, and it’s where the right tools can make all the difference.

 

Why Saving Early Matters

When kids learn to save early, they’re building more than a bank account. They’re learning:

  • How to set goals
  • The value of money
  • Patience and discipline

Even small deposits can create strong habits over time.

 

Make Saving FUN with the Right Account

At Citizens State Bank, the Minor Savings account is designed to do more than just hold money - it helps kids learn.

  • Earns monthly interest to help their savings grow
  • No monthly fees
  • Just a $10 deposit to get started


Meet Zeus + the Smart Savers Club

When you open a Minor Savings account, your child automatically joins the Smart Savers Club, and that’s where saving comes to life.

With Zeus leading the way, kids are encouraged to stay engaged and excited about saving through:

  • Smart Savers punch card to track deposits
  • Receive a small prize for every deposit made
  • 10 deposits = a large reward
  • Activity sheets that teach saving in a fun, hands-on way

Kids must be present to make deposits and earn rewards, helping them stay involved and build real-world habits.

 

The best time to teach your child about money is NOW!

 

 Learn more about Minors Savings Account